What you should know about Obtaining Compensation For Your Personal Injuries
Introduction
Accidents resulting in personal injuries are a common occurrence in our daily
lives. In addition to auto accidents, we may suffer personal injuries or
property damage in accidents in the home, at business premises or on streets
and sidewalks. Injuries may also be caused by carelessness of doctors, lawyers
and other professionals. You can protect yourself by consulting a lawyer
if you suffer an injury or property damage as a result of an accident.
EVALUATING YOUR CLAIM
To determine whether you have a claim, your lawyer will consider whether
another person’s conduct wrongfully caused your loss. There are three kinds of
wrongful conduct — negligence, intentional misconduct, and strict liability.
Negligence is the most common basis for recovery of losses from an accident.
The law holds individuals responsible for their own carelessness. For example,
drivers who neglect to stop for stop signs or doctors who fail to follow established
medical procedures.
Recovery for intentional misconduct may result if someone has deliberately hurt
you or your property. For example, if someone has deliberately hit you without
your permission, detained you against your will, or made false statements that
injure your reputation.
Individuals and companies may be responsible for damages on the basis of strict
liability if they have engaged in dangerous activity, such as conducting blasting
operations or keeping wild animals as pets, or if they have manufactured a
defective or
dangerous product.
WHAT IS YOUR INJURY WORTH
Your lawyer can help put a dollar value on your injury. You are entitled to
compensation for your medical expenses, lost wages, and the cost of repairing
your property. You are also entitled to compensation for any pain, disfigurement,
physical handicap, embarrassment, loss of enjoyment of life, mental distress,
emotional pain, and other psychological injuries.
FINDING SOURCES OF COMPENSATION
The time, effort, and expense of a lawsuit are not ordinarily worthwhile if
the person responsible for your injury does not have sufficient assets to pay
for your damages. Your lawyer can help you determine what assets or insurance
are available to compensate you. You can bring an action against all those
who caused your injury. For example, if a negligent person injures you in the
course of working for someone else, that employer is often responsible as well.
Other parties potentially responsible for an auto accident may include the
owner of a vehicle driven by someone else or even governmental authorities,
if defective conditions contributed to the accident.
PRELIMINARY INTERVIEW AND INVESTIGATION
Your lawyer will carefully interview you to learn the facts of the accident,
who is responsible, the extent of your injuries and the amount of your loss.
After the initial interview, your lawyer will obtain medical records, interview
witnesses, obtain police reports, and other information to help prove your
claim.
FILING A LAWSUIT
Your lawyer may be able to settle your claim and obtain compensation for you
without a lawsuit. Your claim may also be settled after a lawsuit is filed,
or even after a trial. If a lawsuit is necessary, your lawyer will prepare
the documents necessary to file your claim with the court and gather the evidence
needed to prove your claim at trial. The process of gathering evidence is called
discovery. It ordinarily includes the exchange of relevant documents, the answering
of written questions known as interrogatories and orally questioning witnesses
under oath before trial in depositions. The pretrial discovery process can
take many months to complete depending on the complexity of your claim.
If not settled, your case will go to trial after the completion of pretrial
discovery. It may take months or years to set a trial date depending upon the
court where your lawsuit is filed. Most cases that go to trial are decided
by juries. However, your case may be decided by a judge if it is required by
statute or agreed to by the parties to the lawsuit.
PRESERVING THE EVIDENCE
Your claim is only as good as the evidence that supports it. When an injury
occurs, you should take notes on the circumstances of the accident, including
the names, addresses, and phone numbers of witnesses, doctors, and other medical
care providers who treated you. Your lawyer needs this information to determine
whether you can prove your claim.
It is often useful to photograph or videotape the evidence of the nature and
extent of your injuries and the damage to your property. Photographs should
be taken of your bruises, stitches or other visible signs of injury. In the
case of an auto accident, the vehicle should be photographed before any repairs
are made. After a fire in your home, take pictures of the damage. You can help
establish the date of the photos by keeping notes and having someone witness
the taking of the photos. These photos can provide valuable support for your
claim.
Preservation of evidence is essential to the successful resolution of your
claim. If the evidence is lost or destroyed it will be difficult to prove your
case at trial. The evidence should be stored in a secure place where it will
not be damaged. If the claim involves a defective product, retain, if
available, the packaging and instruction booklet as well as the actual product
that caused the injury.
Your lawyer may recommend that you keep a daily log of the medical and financial
consequences of your injury. In your log, you can keep a record of hospital
stays, doctor visits, medical treatments, healing progress, medical bills,
time lost from work, lost earnings, and expenses incurred.
CONCLUSION
Under the law, others may be responsible for your injuries. In the event of
such an injury, consult a lawyer as soon as possible. It is important to act
quickly to preserve your rights to compensation from those who caused your
injuries. Any inquiries that you receive should be referred to your lawyer.
Your lawyer will estimate the value of your claim and help you collect fair
compensation for injuries and damage to your property.
COMMON
NEGLIGENCE LAWSUIT
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